Risk disclosure

You can lose money

Trading securities involves the risk of loss, including the loss of the entire amount you put at risk. Automation does not reduce that risk; it removes the pause in which a person might have changed their mind.

Only trade with money you can afford to lose entirely.

A stop is not a floor under your losses

The protective level shown on your account page is where the rules intend to exit. It is an intention, not a promise. A stock can gap through it overnight, on news, or at the open, and the exit then happens at whatever price is available — which can be far worse than the level displayed.

The level is also only actionable while we can reach your broker. If your broker rejects our orders, or its API is down, or your keys have been revoked, the stop on your screen cannot fire. When that happens we email you and mark the position, because a stop that cannot act is more dangerous than no stop at all — it invites you to stop watching.

Automation fails in its own ways

• Our software has bugs. It is written by people and it will have defects we have not found yet.
• Our market data can be stale or wrong. When we detect that it is out of date we stop opening positions, but we cannot detect every case.
• Your broker can reject, delay or partially fill an order, leaving you holding something different from what either of us intended.
• Our server can go down while the market is open and your positions are live.
• The record can disagree with reality. If what we think you hold and what your broker holds disagree, we stop trading that position and tell you — but until you act, it is unmanaged.

Past behaviour tells you nothing

Any figure you have seen for how this or any strategy behaved in the past — ours, a backtest, or a paper account — does not indicate how it will behave next. Market conditions change. A rule that worked in one regime can lose steadily in another.

Paper trading in particular does not reproduce real execution. Real orders move prices, miss fills, and cost money that a simulator does not charge.

Concentration and leverage

The strategy holds a small number of positions at a time. That is a deliberate design choice and it makes the account more volatile than a diversified portfolio. A single position can be a large share of the account, bounded only by the position cap you set.

If your brokerage account has margin enabled, losses can exceed the cash in it. Whether margin applies is between you and your broker.

Pattern day trading

In the United States, an account under US$25,000 is restricted in how many day trades it may make. CurmyBot respects that floor, but the rule is your broker's to enforce and the consequences of breaching it are yours.

Nothing here is advice

CurmyBot is software, not an adviser. We do not know your circumstances, your other holdings, your tax position or your goals, and nothing the software does takes them into account. If you need advice, speak to someone licensed to give it in your jurisdiction.